Our National Accounts Energy Group offers broad, flexible and comprehensive liability solutions for accounts that use risk management services and require customized services.

General Highlights

• Up to $25,000,000 limit available
• Lead Umbrella; Follow Form Excess Liability Policy
• Coverage available on Occurrence, Claims Made, Follow Form or Occurrence Reported Policy Forms
• Coverage available for U.S. companies with operations and facilities anywhere in the world
• Flexibility on Form, Terms and Conditions

Target Business Segments

Our target business segments include, but are not limited to:

Oil and Petrochemicals

• Crude petroleum & natural gas
• Oil/gas exploration & field services
• Fuel & Fuel oil dealers
• Petroleum bulk products & terminals
• Transmission, distribution & storage
• Pipelines & pipeline terminal facilities
• Petroleum & coal products
• Lubricating oils & greases
• Refining
• Machinery & Equipment Manufacture & Supply

Power Generation & Utilities

• Electric gas & combination utilities
• Natural gas transmission & distribution
• Independent power producers
• Steam & air-conditioning supply
• Utility contractors performing normal utility operations, such as plant maintenance or power line & pipeline work
• Water and sewage treatment plants

Chemicals

• Chemical & fertilizer mining
• Alkalis & chlorine lacquers
• Industrial chemicals & gases
• Industrial chemicals & allied products distribution
• Plastics & resins
• Fertilizers
• Carbon Black
• Chemicals & allied products distribution

Mining

• Coal & other minerals, mining & services — surface & sub-surface
• Ferroalloy ores
• Potash, soda & borate minerals
• Quarry tile & clay
• Quarry machine & equipment
• Mining machinery
• Phosphate rock
• Dimension stone
• Kaolin & ball clay

Our Service Edge

• Retail and Wholesale platform, open brokerage
• Servicing U.S.-based brokers
• Seasoned Professionals, with National Accounts experience
• Flexible coverage available
• Prompt, reliable, and responsive professionals — consistently high level of service

The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes and does not provide any guidance regarding coverage that may or may not be available under this policy in respect to any claim. Any Policy issued by Starr Indemnity & Liability Company will contain limitations, exclusions and termination provisions. Not all coverages available in all jurisdictions.

For costs and complete details of specific policy coverage, please contact Starr directly.

Target Market

The target market is the “on-shore” energy industry and its related operations, including “pure” incidental maritime employer’s liability. The target market can be categorized into the following three target classes of business:

• Contracting
• Manufacturing
• Small utilities providing local energy supply

Coverage

• Workers Compensation (WC) offered by Chubb, underwritten directly by Starr Indemnity
  • Minimum premium $25,000
  • Available in all 50 states
  • The WC will be written as a supported line
• Commercial Automobile (Auto)
  • Liability & Physical Damage Coverage
  • Occurrence form
  • The Auto will be written as a supported line to WC and/or GL
• Products Pollution (Mono-Line or as part of the GL)
  • Either Claims Made or Occurrence trigger is available
  • Written in support of the GL when the exposure is warranted
  • Provides coverage for liability due to a pollution incident arising from the failure of, or a defect in the insured's product
• Site Pollution (SP)
  • Coverage A provides Claims Made Third Party Bodily Injury and Property Damage (on and off site)
  • Coverage B offers Claims Made Onsite Cleanup
  • Provides coverage for liability due to a pollution incident arising from the ownership and/or operation of a scheduled site
  • Coverage can be provided for Known and Unknown Pollution Conditions
• General Liability (GL)
  • Either Claims Made or Occurrence trigger is available
  Total Pollution Exclusion will be attached when considering adding a pollution coverage part (without hostile fire)
• Contractor Pollution Liability (CPL)
  • n Either Claims Made or Occurrence trigger is available
  • Coverage is available on a blanket basis or a project basis
  • For all Operations of the insured ("by or on behalf of "the Named Insured)
  • The trigger is a pollution incident from "your work" that the insured is legally obligated to pay as damages due to bodily injury or property damage
• Professional Liability (E&O)
  • Written solely on a Claims Made basis
  • Coverage will be available on a practice policy basis or a project basis
  • The product will be offered to professionals providing coverage for the actual or alleged act, error or omission "by or on behalf of" the insured.
• Follow Form Excess (FFXS)
  • Either Claims Made or Occurrence trigger is available
  • The FFXS will be written as a supported line
  • The FFXS will also be written as an unsupported line
  • The FFXS will provide coverage throughout its tower for: GL including Products Pollution, CPL, E&O and SP

Up to $25,000,000 limit available