For promotional purposes, Starr Insurance Companies makes reference to the following insurers on this website and related materials: Starr Indemnity & Liability Company, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company, and Starr Syndicate Limited (CVS 1919). Not all insurers do business in all jurisdictions. In addition, not all coverages are available in all jurisdictions. Starr Insurance Companies is a marketing name and is not directly involved in the business of insurance and is not conducting business on this site.
Each U.S. insurer has a domicile state and each non-U.S. insurer is domiciled in a non-U.S. jurisdiction. However, each insurer may not maintain its principal place of business in the state of domicile. The information below is provided in compliance with state insurance statutes requiring disclosure of all states where an insurer is authorized to transact business, as well as information regarding the insurer’s state of domicile, principal place of business and NAIC code number (NAIC is the National Association of Insurance Commissioners, a U.S. based organization which coordinates U.S. state insurance regulatory efforts.)
Starr Indemnity & Liability Company, Starr Surplus Lines Insurance Company, and Starr Specialty Insurance Company maintain their respective principal places of business at 399 Park Avenue, 2nd Floor, New York, New York 10022.
The precise coverage afforded by any insurer is subject to the terms and conditions of the policies as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. Evaluations, reports and recommendations are made solely to assist the insurance companies in underwriting and loss control. Evaluation for any hazard or condition does not mean that it is covered under any policy. No warranties or representations of any kind are made to any party.
Legal Notice of Name Change to Service Contract Holders | Starr Underwriting Agency, Inc.
Producer Compensation Disclosure
Starr Insurance Companies sells its insurance products and services through insurance agents and brokers (“Producers”). The Producers act as intermediaries between insureds and/or prospective insureds, who purchase insurance from carriers, and the insurance carriers that underwrite applicable insurance policies. Some Producers are members of Starr Insurance Companies and others are not. This statement discloses information regarding Producers which are members of Starr Insurance Companies, including the role they play in in the sale of insurance and the compensation the Producers receive.
Producers earn compensation in order to encourage them to sell products, place profitable business, comply with regulatory requirements, and/or provide services to policyholders.
In some, but not all instances, Producers receive compensation based in whole or in part on the insurance contract the Producer sells.
The compensation paid to the Producer may vary depending on a number of factors, including the insurance contract and the insurer that the purchaser selects, the volume of business the Producer provides to the insurer or the profitability of the insurance contracts that the Producer provides to the insurer.
Purchasers of insurance may obtain information about the compensation expected to be received by the Producer based in whole or in part on the sale, and the compensation expected to be received based in whole or in part on any alternative quotes presented by the Producer, by requesting such information from the Producer.
Starr Insurance Companies (or Starr) is the worldwide marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries.
Confidentiality Protocol for Victims of Domestic Violence/Endangered Individuals
New York Insurance Law § 2612 provides victims of domestic violence with certain protections including prohibiting an individual, insurer or entity supervised by the New York Department of Financial Services, solely because a person is or has been a victim of domestic violence, from:
- refusing to issue or renew, deny or cancel any insurance policy or contract;
- demanding or requiring a greater premium or payment from any person;
- designating domestic violence as a preexisting condition for which coverage will be denied or reduced; and
- using as an underwriting criterion the fact that a person is or has been a victim of domestic violence.
New York Insurance Law § 2612 also requires that certain insurers establish procedures to protect and limit access to certain personal information related to a victim of domestic violence.
New York Insurance Law § 2612 provides that, if any person covered by an insurance policy delivers to the insurer a valid court order of protection issued by a court of competent jurisdiction in New York State against the policyholder or other person covered by the policy, then the insurer is prohibited for the duration of the order from disclosing to the policyholder or other person the address and telephone number of the insured, or of any person or entity providing the covered services to the insured. If a child is a covered person, then the right may be asserted by the child’s parent or guardian.
New York Insurance Law § 2612 also requires a health insurer, as defined in that section of the law to include an accident and health insurer, to accommodate a reasonable request made by a person covered by an insurance policy to receive communications of claim-related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger the person. If the covered person is a child, then the right may be asserted by the child’s parent or guardian. The law further provides that, except with the express consent of the person making the request, a health insurer may not disclose to the policyholder: (1) the address, telephone number, or any other personally identifying information of the person who has made the request or child for whose benefit a request was made; (2) the nature of the health care services provided; or (3) the name or address of the provider of covered services.
Procedure to Make a Request:
To submit a valid court order of protection and/or a request to receive communications of claim-related information by alternative means or at alternative locations to the Starr Companies*, please use the main administrative office address or the email address listed below.
Main Administrative Office Address:
Attention: Confidentiality Requests
399 Park Avenue
New York, NY 10022
- policy information if available;
- any alternative address, telephone number or other method of contact; and
- a valid court order of protection issued by a New York State Court and/or a statement that disclosure of claim-related information could endanger the person seeking confidentiality.
To revoke a request, please also include a sworn statement that confidentiality is no longer necessary.
NYS Domestic and Sexual Violence Hotline:
For further information about domestic violence, you may contact the NYS Domestic and Sexual Violence Hotline by calling 1-800-942-6906.
*Starr Companies is the marketing name used to refer to the insurance operating subsidiaries of Starr International Company, Inc., which include Starr Indemnity & Liability Company and Starr Surplus Lines Insurance Company. For a full list of these subsidiaries, please visit the “Legal Notices” tab on this website.