Casualty / Hospitality

Hospitality

Every guest brings new risks to your business and each operation has unique operations and changing exposures. You need coverage that fits your properties and protects what matters most. Starr’s hospitality experts help you find the right mix of insurance, risk mitigation, and crisis support, to stay secure and ready—no matter who walks through the door.

Target Risks

  • Full-Service Restaurants
  • Fast Food Restaurants
  • Catering
  • Hotels
  • Casinos
  • Golf and Country Clubs
  • Theatres
  • Museums
  • Company Revenues of $15M-$400M

Loss Control & Account Services

  • In-house loss control consultants and a network of industry-specific third-party vendors with expertise in the Hospitality segment are available to Starr Policyholders
  • Pre-Incident Consulting provided at no additional charge when Restaurant Secure and/or Kidnap, Ransom & Extortion Coverage is purchased
  • Dedicated account service manager - liaison between the client, broker, third-party administrator and Starr

Distribution Partners

  • General Liability
    • Limits up to $2M/$4M/$4M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Workers’ Compensation
    • EL limit up to $2M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Commercial Auto Liability
    • Limits up to $2M combined single limit available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Excess Liability
    • Supported limits up to $5M available
  • Restaurant Secure
    • Limits up to $25M available
    • Coverage provided in excess of Self-Insured Retention
    • Coverage can include Consultant Costs & Investigation Expenses, Product Replacement, Loss of Gross Revenue & Extra Expense, Property Damage Extortion Costs, Product Withdrawal Costs, and Rehabilitation Expenses
    • Consulting Costs provided in-addition to limits
  • Kidnap, Ransom & Extortion
    • Limits up to $5M available
    • Coverage can include Ransom Monies, In-Transit Loss of Ransom Monies, Consultant and Advisor Costs, Judgements, Settlements, Defense Costs, and Covered Expenses
    • Consulting costs provided in-addition to limits

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Hospitality

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