Foodborne illness outbreaks, supplier issues, contamination, or false safety claims all pose threats to restaurant industry operators.

Starr’s Restaurant Secure Insurance helps owners, franchisors, and franchisees manage risks and protect their business from a wide range of potentially devastating incidents.

Target Risks

  • Fast Food Restaurants
  • Casual and Fine Dining
  • Cafeteria and Catering

Coverages Available

  • Insured Event Triggers:
    • Accidental Contamination
    • Malicious Product Tampering
    • Insured Property Damage Extortion
    • Public Health Scare
    • Insured Security Crisis
  • Covered Losses:
    • Crisis Consultant Costs
    • Pre-Incident Consultant Costs
    • Investigation Expenses
    • Loss of Gross Revenue
    • Extra Expense
    • Insured Property Damage Extortion Costs
    • Withdrawal Costs
    • Rehabilitation Expenses
    • Replacement Costs

Additional Coverages Available

  • Franchise Coverage
  • Inoculations, Vaccinations and Testing Endorsement
  • Forensic Accounting and Claims Services
  • Additional endorsements available upon request

Limits

  • Up to $25,000,000
  • Primary and Excess capacity available

Self-Insured Retention (SIR) / Waiting Period

  • Minimum SIR of $25,000
  • Varies depending on the risk profile

Highlights 6

  • Worldwide coverage is available for U.S. based risks
  • 24/7 Crisis Response Hotline
  • 24/7 access to Starr retained consultant Crisis24
  • Pre-incident Consulting Services available by Crisis24

Risk Management

  • Dedicated Starr Account Service Manager

Claims Services

  • Internal Claims Department

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