Catering to your needs with the right coverage recipe

From initial preparation to processing, production, and packaging, your organization is vulnerable to loss. Starr’s approach to Food & Beverage includes a comprehensive review of not just the products, but also the liabilities you face related to the people who produce your items, and the facilities where they are made.

Target Risks
  • Food & Beverage Manufacturing
  • Commercial Bakeries
  • Fruit and Vegetable Canning
  • Merchant Wholesalers
  • Animal Slaughtering
  • Meat & Poultry Processors
  • Rendering
  • Seafood Product Preparation and Packaging
  • Breweries
  • Distilleries
  • Wineries
  • Company Revenues of $15M-$400M
Unique Features
  • One solution for Primary Casualty Lines, including Workers’ Compensation, along with Contaminated Products, Kidnap, Ransom & Extortion
  • Coverage terms tailored to the needs of the client
Loss Control & Account Services
  • In-house loss control consultants and a network of industry-specific third-party vendors with expertise in the Food & Beverage segment
  • Dedicated account service manager - liaison between the client, broker, third-party administrator and Starr
Coverages Available
  • General Liability
    • Limits up to $2M/$4M/$4M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Workers’ Compensation
    • EL limit up to $2M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Commercial Auto Liability
    • Limits up to $2M combined single limit available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Excess Liability
    • Supported limits up to $5M available
  • Contaminated Products
    • Limits up to $10M available for Accidental Contamination, Malicious Tampering, Product Extortion, Government Recall, Intentional Impairment of Ingredients and Product Refusal
    • Guaranteed Cost and Loss Sensitive program structures available
  • Kidnap, Ransom & Extortion
    • Limits up to $5M available
    • Coverage provided on a Guaranteed Cost basis
    • Coverage can include Ransom Monies, In-Transit Loss of Ransom Monies, Consultant and Advisor Costs, Judgements, Settlements, Defense Costs and Covered Expenses
    • Consulting Costs provided in-addition to limits
  • Property
    • Property Coverage
    • Business Interruption
Coverages described herein are underwritten by Starr Indemnity & Liability Company, Starr Specialty Insurance Company, or Starr Surplus Lines Insurance Company. Starr Insurance is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.