Catering to your needs with the right coverage recipe

From initial preparation to processing, production, and packaging, your organization is vulnerable to loss. Starr’s approach to Food & Beverage includes a comprehensive review of not just the products, but also the liabilities you face related to the people who produce your items, and the facilities where they are made.

Highlights
Target Risks
  • Food & Beverage Manufacturing
  • Commercial Bakeries
  • Fruit and Vegetable Canning
  • Merchant Wholesalers
  • Animal Slaughtering
  • Meat & Poultry Processors
  • Rendering
  • Seafood Product Preparation and Packaging
  • Breweries
  • Distilleries
  • Wineries
  • Company Revenues of $15M-$400M
Collapse
Unique Features
  • One solution for Primary Casualty Lines, including Workers’ Compensation, along with Contaminated Products, Site Pollution, Kidnap, Ransom & Extortion
  • One single point of contact and underwriters dedicated to the Food & Beverage segment
  • Coverage terms tailored to the needs of the client
Collapse
Loss Control
  • In-house loss control consultants and a network of industry-specific third-party vendors, including Crisis24, with expertise in the Food & Beverage segment
Collapse
Coverages Available
  • General Liability
    • Limits up to $2M/$4M/$4M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Workers’ Compensation
    • EL limit up to $2M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Commercial Auto Liability
    • Limits up to $2M combined single limit available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Contaminated Products
    • Limits up to $10M available for Accidental Contamination, Malicious Tampering, Product Extortion, Government Recall, Intentional Impairment of Ingredients and Product Refusal
    • Guaranteed Cost and Loss Sensitive program structures available
  • Site Pollution Liability
    • Limits up to $25M available
    • Deductible or Self-Insured Retentions available
    • Coverage can include Third-Party Bodily Injury / Property Damage and On-Site / Off-Site Cleanup Costs for a wide variety of Pollutants including Mold, Legionella, and other airborne and waterborne substances
  • Kidnap, Ransom & Extortion
    • Limits up to $25M available
    • Coverage provided on a Guaranteed Cost basis
    • Coverage can include Ransom Monies, In-Transit Loss of Ransom Monies, Consultant and Advisor Costs, Judgements, Settlements, Defense Costs and Covered Expenses
    • Consulting Costs provided in-addition to limits
  • Property
    • Property Coverage
    • Business Interruption
Collapse
Disclaimer
Coverages described herein are underwritten by Starr Indemnity & Liability Company, Starr Specialty Insurance Company, or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.
X
Notice we use cookies to deliver our online services. Details of the cookies we use and instructions on how to disable them are set in our Privacy Policy. By using the website, you agree to our use of cookies.  
Confirm