Stocking your business with an inventory of tailored insurance programs

Every day, retailers open their doors to countless risks and exposures, from those created by their own employees and products to those introduced from the outside by customers and suppliers.

Starr Insurance Companies realizes the complexity of your operations, and will evaluate every angle to ensure you have the necessary insurance protection, not just during business hours, but around the clock.

Highlights
Target Risks
  • Clothing, Shoes, Jewelry, Office Equipment, Appliances, Furniture, Electronics, Books, Games, Florists, Party Supplies, Toys Novelty Goods, Sporting Goods and Cosmetic Stores
  • Supermarkets, Grocery Stores, Liquor Stores, Fruit & Vegetable Markets and Bakeries
  • Hardware Stores, Home Centers, Lumber Yards & Garden Centers
  • Distributors & Wholesalers of Commercial & Industrial Equipment Supplies, Clothing, Furnishings, Office Supplies, Building Materials
  • eCommerce
  • Company Revenues of $15M-$400M
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Loss Control

In-house loss control consultants and a network of industry-specific third-party vendors with expertise in the Retail segment are available to Starr Policyholders

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Coverages Available
  • General Liability
    • Limits up to $2M/$4M/$4M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Workers’ Compensation
    • EL limit up to $2M available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Commercial Auto Liability
    • Limits up to $2M combined single limit available
    • Guaranteed Cost and Loss Sensitive program structures available
  • Site Pollution Liability
    • Limits up to $25M available
    • Deductible or Self-Insured Retentions available
    • Coverage can include Third-Party Bodily Injury / Property Damage and On-Site / Off-Site Cleanup costs for a wide variety of Pollutants including Mold
  • Property
    • Property Coverage
    • Business Interruption
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Disclaimer
Coverages described herein are underwritten by Starr Indemnity & Liability Company, Starr Specialty Insurance Company, or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.
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